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Opt In

At Butler Heritage FCU, we have strived to pay your debit card and ATM transactions regardless of whether funds exist in your account.  But, if you haven't told us that you want us to continue this practice, we may have to start declining your card.  Because of these new federal regulations, we will require that all account holders give us permission to cover ATm and everyday debit card transactions in the event of an overdraft, even if we have done so in the past.  If you don't give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account.

The purpose of this information is to assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice.  You decision for opt-in or opt-out will take effect August 15, 2010.

Deciding whether to opt-in to overdraft services is an important decision.  We encourage you to consider your lifestyle, spending habits and record-keeping processes and how frequently you use your ATM and debit cards before you choose which option is best for you.  Butler Heritage will send a letter of explanation and and Opt-in Disclosure to all members who have a MasterMoney Debit Card.  To Opt-in, simply complete the form and return it to the credit union.  If you do not receive a form in the mail, you can also print one from the Butler Heritage website. 

Savings Bonds

Effective December 31, 2011, members will no longer be able to order savings bonds through the Credit Union.  Members will be able to purchase savings bonds online at

Holiday Closings

The 2020 Holidays Closings for the Credit Union will be:

            New Years Day                               Wednesday, January 1, 2020

            Martin Luther King Day               Monday, January 20, 2020

            Presidents' Day                               Monday, February 17, 2020

            Good Friday                                    Friday, April 10, 2020

            Memorial Day                                 Monday, May 25, 2020

            Fourth of July                                Friday, July 3, 2020

            Labor Day                                       Monday, September 7, 2020

            Thanksgiving Holiday          Thursday, November 26 & Friday, November 27, 2020

            Christmas Holiday                Thursday, December 24 & Friday, December 25, 2020


The 2021 Holidays Closings for the Credit Union will be:

             New Year's Day                              Friday, January 1, 2021

             Martin Luther King Day               Monday, January 18, 2021

             President's Day                               Monday, February 15, 2021

             Good Friday                                    Friday, April 2, 2021

             Memorial Day                                 Monday, May 31, 2021

             Fourth of July                                 Monday, July 5, 2021

             Labor Day                                       Monday, September 6, 2021

             Thanksgiving Holiday           Thursday, November 25 & Friday, November 26, 2021

             Christmas Holiday                 Thursday, December 23 & Friday, December 24, 2021



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