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Welcome To Butler Heritage Federal CU Online!


The BUTLER HERITAGE FEDERAL CREDIT UNION (BHFCU) has recently undergone a name change.  We were formerly known as Middletown City Employees Federal Credit Union.  The decision for the name change was largely due to the fact that our credit union has had a change in the membership charter.  We are now a community chartered credit union serving all of Butler County, Ohio. 

The Credit Union was organized in 1956.  The purpose of this non-profit credit union is to promote thrift amoung its members and create a source of credit for productive services.

BHFCU is owned and governed by its members.  Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number.  The Board's function is to provide general direction and control of the affairs of the credit union.  Members serving on the Board do so in a voluntary capacity, and are not compensated.

Federal credit unions, like ours, are members of a nationwide system established by an Act of Congress.  BHFCU is charterd and supervised by the National Credit Union Administration.  NCUA performs annual examinations of the credit union's records, policies and procedures.  This ensures the credit union's financial soundness and verifies operations are conducted in compliance with applicable laws and regulations.  In addition to the annual examination by NCUA, the credit union is subject to an annual supervisory audit, performed by an outside auditing agency, for the purpose of reviewing the performance of officials, employees and the general operations of the credit union. 


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